{"id":57174,"date":"2020-02-08T09:15:24","date_gmt":"2020-02-08T08:15:24","guid":{"rendered":"https:\/\/cms.munich-startup.net\/?p=57174"},"modified":"2020-02-07T12:06:19","modified_gmt":"2020-02-07T11:06:19","slug":"scalable-capital-record-month","status":"publish","type":"post","link":"https:\/\/cms.munich-startup.net\/en\/57174\/scalable-capital-record-month\/","title":{"rendered":"Scalable Capital: January new record month"},"content":{"rendered":"<div class=\"entry-content\">\n<p><strong>In January of this year alone, investors invested \u20ac200 million in Scalable Capital&#039;s robo-advisor. The Munich-based fintech increased its managed capital by nearly 10 percent in just one record month.<\/strong><\/p>\n\n\n\n<p>How Finance Fwd <a rel=\"noreferrer noopener\" aria-label=\"reported (opens in new tab)\" href=\"https:\/\/financefwd.com\/de\/robo-januar\/\" target=\"_blank\">reported<\/a>, customers of the fintech Scalable Capital invested more money in January than in any previous month. A full \u20ac200 million flowed into the Munich-based company, bringing the investment volume to \u20ac2.263 billion. According to the founder, his startup needed another year to raise the first hundred million. <strong>Erik Podzuweit<\/strong> to the online medium:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u201cThe very rapid growth in January surprised even us a little.\u201d <\/p><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">Record month: Customers invest at the wrong moment<\/h2>\n\n\n\n<p>Podzuweit reports that customer demand tends to rise during periods of high stock market activity and decline after periods of weaker stock market activity:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u201cWhen the markets collapsed in 2018, it became more difficult to attract customers.\u201d<\/p><\/blockquote>\n\n\n\n<p>However, periods of low stock prices are better suited for starting to save with ETF funds, as price gains are more likely during these periods. However, many experts generally advise private investors to adopt a so-called buy-and-hold strategy: buying stocks and holding them for decades. The temptation to achieve better returns than the market average through supposedly cleverly timed stock purchases and sales often harms one&#039;s own investment. Podzuweit recommended in a <a href=\"\/en\/34488\/scalable-capital\/\">Interview with Munich Startup<\/a> Therefore, it is important to &quot;de-emotionalize investing&quot; and hand it over to an algorithm. This way, investors avoid making wrong decisions due to false euphoria or inappropriate panic.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>In January of this year alone, investors invested \u20ac200 million in Scalable Capital&#039;s robo-advisor. The Munich-based fintech increased its managed capital by nearly 10 percent in just one record month. As Finance Fwd reports, customers of the fintech Scalable Capital invested more money in January than ever before...<\/p>","protected":false},"author":26,"featured_media":53733,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5638,1],"tags":[162,1834,1466],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Scalable Capital: Januar neuer Rekordmonat - Munich Startup<\/title>\n<meta name=\"description\" content=\"Das M\u00fcnchner Fintech Scalable Capital konnte das verwaltete Kapital in nur einem Rekordmonat um beinahe 10 Prozent steigern.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cms.munich-startup.net\/en\/57174\/scalable-capital-record-month\/\" \/>\n<meta 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