{"id":43874,"date":"2019-01-09T16:42:40","date_gmt":"2019-01-09T15:42:40","guid":{"rendered":"https:\/\/cms.munich-startup.net\/?p=43874"},"modified":"2019-01-09T14:15:00","modified_gmt":"2019-01-09T13:15:00","slug":"schufa-finapi","status":"publish","type":"post","link":"https:\/\/cms.munich-startup.net\/en\/43874\/schufa-finapi\/","title":{"rendered":"Schufa takes over majority stake in Finapi"},"content":{"rendered":"

Schufa has a majority stake in the Munich Fintech<\/a> Finapi was acquired. The company, founded in 2008, will continue to operate independently in the market.<\/strong><\/p>\n

The Munich-based company Finapi develops solutions for data integration and analysis using artificial intelligence. The fintech holds a provisional BaFin license, which is required for the operation of account information services and payment initiation services.<\/p>\n

User identification through banking login<\/h3>\n

Finapi offers so-called XS2A solutions, which stands for "Access to Account." Under the new European Payment Services Directive (PSD2), banks are required to grant third-party providers access to customer accounts upon customer request.<\/p>\n

Even before the takeover, Schufa and Finapi worked together to identify consumers in online transactions. This involves customers verifying their identity with a company, such as an online retailer, by successfully logging into their online bank account. This is intended to help prevent fraud through fake or misused identities.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Schufa has acquired a majority stake in the Munich-based fintech Finapi. Founded in 2008, the company will continue to operate independently in the market. The Munich-based company Finapi develops solutions for data integration and analysis, using artificial intelligence for this purpose. The fintech holds a provisional BaFin license for the operation of account information services...<\/p>","protected":false},"author":26,"featured_media":43891,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5633,1],"tags":[52,3451,3452,223],"acf":[],"yoast_head":"\nSchufa \u00fcbernimmt Mehrheit an Finapi - Munich Startup<\/title>\n<meta name=\"description\" content=\"Die Schufa hat eine Mehrheitsbeteiligung am\u00a0M\u00fcnchner Fintech Finapi \u00fcbernommen. 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