Banks typically grant loans against collateral and based on the likelihood of repayment. A strong checking account is essential. In addition, banks offer various financing services in addition to traditional loans, such as overdrafts or contract financing.
The workshop offers an overview of the topics that are relevant for startups at an early stage:
- What can be financed with credit and what can't? How do I find the right financing structure?
- What criteria does a bank use to make decisions? How are credit decisions made within the bank?
- What criteria should I use to choose my bank?
- What financing options does the bank offer? What else is available besides traditional loans?
- What does the house bank principle mean for subsidies?
- What is the benefit of risk minimization through guarantees or indemnities?
- Which subsidized loans are eligible?
- What role does the corporate account manager play and what are his interests?
- How do I prepare for a bank interview?
- What reporting is expected?
- Concrete financing examples
