Specialist workshop: Cost-effective “goodies” for startup employees: Retirement provision – scope for design and legal regulations
Home office, new work, free drinks – company benefits increase employer attractiveness and promote employee loyalty. Employers can also invest in their employees' retirement plans with tax benefits. To ensure that both employers and employees enjoy this, it's important to follow a few rules.
For example, according to the "Company Pension Strengthening Act (BRSG)," employers are obligated to encourage employees to convert their salary into a deferred compensation plan and inform them about the options. For startups, this applies from the moment they hire their first employee. Company health insurance can now be provided to employees as a non-cash benefit, exempt from tax and social security contributions. Of course, taking advantage of these opportunities requires knowledge of the correct structuring.
The workshop includes the following topics:
- What obligations do I have as an employer?
- What will happen if I don’t act?
- What options do I have for advising my employees? Can I delegate this?
- What benefits do my employees have from salary conversion?
- What other tax planning options are available (pensions, occupational disability, health insurance)?
- How can I design a pension plan as an HR instrument?
- How can I provide my employees with a health budget that is tax- and social security-free?
