Banks typically grant loans against collateral and based on the likelihood of repayment. A strong checking account is essential. In addition, banks offer various financing services in addition to traditional loans, such as overdrafts or contract financing.
The workshop “Bank Financing for Startups – What’s on?” offers an overview of the topics that are relevant for startups at an early stage:
- What can be financed with credit and what can't? How do I find the right financing structure?
- What criteria does a bank use to make decisions? How are credit decisions made within the bank?
- What criteria should I use to choose my bank?
- What financing options does the bank offer? What else is available besides traditional loans?
- What does the house bank principle mean for subsidies?
- What is the benefit of risk minimization through guarantees or indemnities?
- Which subsidized loans are eligible?
- What role does the corporate account manager play and what are his interests?
- How do I prepare for a bank interview?
- What reporting is expected?
- Concrete financing examples
