Earn interest with crypto holdings – that is the promise of Fija Finance’s product. For this idea, the Fintech from Munich raised €1.2 million in its seed round. In addition to the Swiss fund CV VC, Tenity, Heliad, Keyrock, and renowned angel investors participated.
The startup, founded in 2022, offers a software , which allows financial institutions and companies to invest their customers' crypto holdings and generate interest-like returns. The product works with decentralized finance (DeFi) strategies. Users generate returns by lending cryptocurrencies or providing them as liquidity. Alternatively, so-called staking is used. Investors validate new blocks in the blockchain with their cryptocurrencies and receive rewards for doing so. Customers can invest directly in predefined DeFi strategies and benefit from complete risk monitoring and transparency. Fija Finance offers its product as a SaaS solution, which enables easy integration into existing platforms.
The fintech is investing the €1.2 million it raised in the further development of its platform. According to the company, the goal is always to make secure, institutional crypto solutions accessible to a wider audience.
Christoph Scholze, CEO and co-founder of Fija Finance, explains:
"Our mission is to transform the crypto purchasing experience by prioritizing compliance and user needs. This investment allows us to build on the strengths of our platform and make it even easier and safer for our users to benefit from DeFi opportunities."
